President Trump signed the One Big Beautiful Bill Act (OBBBA) into law on the Fourth of July. The $3.8 trillion tax and spending package is a wide-ranging piece of legislation.

There is no “SECURE 3.0” in this legislation. It does NOT contain any changes DIRECTLY related to IRA or retirement plan rules.

Plan loans are generally limited to the lesser of 50% of your vested account balance, or $50,000. Your employer can allow an exception to this rule.

Last week, Americans celebrated the Fourth of July. Independence Day has been a national holiday since 1941, but the tradition began long before that.

When retirement account funds are on the move, things do not always go as planned.

When there is a mix of pre- and after-tax dollars, you cannot withdraw (or convert) just the non-deductible funds and pay no tax.

In the United States, homes are less affordable than they’ve been in a while.

If you’re in a 457(b) plan and are nearing retirement, there's an often-overlooked rule that could allow you to defer twice the usual annual elective deferral limit three years before retirement.

If you are among the growing number of savers choosing to use Roth accounts for retirement savings, you may have questions when it comes to moving your money.

The Federal Reserve (Fed) is the central bank of the United States. Basically, the Fed oversees banks, protects consumers, and keeps our financial system stable.

Lazy financial professionals tend to give bad advice. Here's what to do to recover from bad advice.

You are not alone if you have concerns that your IRA or workplace plan savings could be lost if you are forced to declare bankruptcy or wind up on the losing end of a civil lawsuit.