Last week, the U.S. Mint stamped its last set of pennies. It was a common-sense change that some say is long overdue.

With continuing economic uncertainty, it’s not surprising that the number of employees who need to dip into their 401(k) and other company plan funds is on the rise.

While naming a spouse directly as the IRA beneficiary has many advantages and is a popular choice, it is not always the correct planning strategy.

Americans won’t be receiving any employment data from the government until the shutdown ends. Layoffs were abundant – but AI didn’t appear to be the primary culprit.

At CRA, we’re proud that Chris Cordoba is a member of Ed Slott’s Master Elite IRA Advisor Group℠ — a distinction earned by only a select group of advisors nationwide.

At their core, IRAs and 401(k) plans operate in a similar fashion. It is these fundamental similarities that create a false narrative that IRAs and 401k) plans are essentially the same.

Many employers with company plans are scrambling to be ready for the soon-to-be-effective SECURE 2.0 rule requiring high-paid employees to make plan catch-ups contributions to Roth accounts.

Americans have mixed feelings about artificial intelligence (AI). Regardless, many Americans are using AI to make informed decisions when buying goods and services.

Rolling over your old 401(k) or 403(b)? One wrong move could quietly cost you thousands in unnecessary taxes and penalties — especially in California’s high-tax environment.

A few months ago, the IRS introduced a new Code Y for the reporting of qualified charitable distributions (QCDs) by IRA custodians on the 2025 Form 1099-R.

From 1980 through June 2025, the U.S. experienced 417 severe weather events that cost a billion dollars or more. The total cost of all these events combined was about $3.1 trillion.

The IRS rollover rules are fraught with complexity. The rule with the most serious consequences is the “once-per-year” rule.