When consumers are optimistic about their financial circumstances, they may spend more, lifting the economy. When they’re pessimistic, they spend less, dampening economic growth.

While the ability to recharacterize Roth conversions was eliminated years ago, Roth contributions can still be reversed.

Which one should you contribute to? It turns out that each option has its own advantages.

If you love vacations and dread the planning, AI travel-planning apps may prove useful, as long as you understand the limitations.

Trump Accounts now join the ranks of the many ways Americans can save using individual accounts.

“More money does not necessarily buy more happiness, but less money is associated with emotional pain.”

The One Big Beautiful Bill Act (OBBBA) signed into law on July 4, 2025, includes a new savings vehicle for children called “Trump accounts.”

On July 4, 2025, President Trump signed into law the “One Big Beautiful Bill Act” (OBBBA). What does it mean for your retirement account?

President Trump signed the One Big Beautiful Bill Act (OBBBA) into law on the Fourth of July. The $3.8 trillion tax and spending package is a wide-ranging piece of legislation.

There is no “SECURE 3.0” in this legislation. It does NOT contain any changes DIRECTLY related to IRA or retirement plan rules.

Plan loans are generally limited to the lesser of 50% of your vested account balance, or $50,000. Your employer can allow an exception to this rule.

Last week, Americans celebrated the Fourth of July. Independence Day has been a national holiday since 1941, but the tradition began long before that.