Any distribution from any Roth IRA follows the ordering rules – contributions first, converted dollars second, earnings last.

If you have earnings, you can’t just take out the after-tax contributions to avoid paying taxes on a withdrawal. Instead, a pro-rata rule treats part of your distribution as taxable.

From January to March, the U.S. economy contracted, -0.3 percent annualized. The reasons for an economic contraction weren’t obvious.

Handling and tracking basis in your traditional IRAs can be challenging, but it is important to get it right.

One of the many 10% penalty exceptions is a 72(t) “series of substantially equal periodic payments.”

The stories that are told about an economy or events that may affect that economy can be powerful because they also can influence human behavior and affect investment decision-making.

After-tax contributions are worth considering as they can significantly boost your retirement savings and can sometimes be funneled into Roth accounts while you’re still working.

There is still time beyond the April 15 deadline. Here are three retirement account moves for the 2024 tax year that are still available to make in 2025.

Is the U.S. dollar a safe haven? It's not as dominant as it once was.

Wild swings in the market result in sleepless nights for many, but there is a potential silver lining in this storm cloud.

In the 2022 SECURE 2.0 legislation, Congress gave the IRS two years, which have come and gone, to come up with rules allowing IRA owners to fix certain mistakes through self-correction.

See what you know about the history of American money by taking this brief quiz.