Personal finance includes managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, and retirement, tax, and estate planning.

When the ball dropped in Times Square on New Year’s Eve, a number of new retirement account provisions became effective.

The year 2025 is upon us! There is no doubt that this will be an eventful time for retirement accounts.

People around the world like to welcome the new year by putting on a bathing or wet suit and immersing themselves in cold water.

The English language has a lot of idioms about money. Test your knowledge of money idioms by taking this quiz.

Despite high interest rates, stubborn inflation, and wars in Ukraine and the Middle East, there was no stopping the global economy in 2024.

The IRA rollover rules are always tricky. Here are four things you need to know about rollovers as the year 2024 ends and the year 2025 arrives.

With all plan dollars rolled over to an IRA, future IRA RMDs can be sent to whatever qualifying charity you wish via QCD. But until the plan dollars are in that IRA, we must do this plan RMD/rollover timing/QCD dance.

Dictionaries and publications have begun to share their “Word of the Year.” For 2024, Merriam-Webster Dictionary chose “polarization.” Here are some other notable words of the year.

Keep in mind that these are the rules for IRAs inherited after 2019. (Pre-SECURE Act rules apply for IRAs inherited before 2020.)

For some retirement account owners and beneficiaries, a very important deadline is looming. December 31 is the deadline to take 2024 required minimum distributions (RMDs) for many individuals.

While scammers and cybercriminals are always on the take, people tend to be particularly vulnerable to fraud amid the whirlwind of winter holiday shopping, giving, and travel.