What is an in-plan Roth conversion?

If you are married to a spouse who is more than 10 years younger, and your spouse is the sole primary beneficiary of your IRA, there is a special rule that applies.

With so many rules to follow, it is no surprise that some of the foundational IRA guidelines can be misunderstood.

With all the tax changes made by the 2025 OBBBA, it’s no surprise that the IRS has made significant changes to the 2025 Form 1040 and supporting schedules and forms.

Everyone has heard the horror stories of how unneeded and unwanted trusts disrupted what should have been a smooth transition of wealth.

Excess IRA contributions occur for many reasons, like making a contribution without eligible compensation, accidentally exceeding the Roth IRA phase-out limits, and more.

As is often the case with IRAs, special rules exist for spouses when it comes to compensation.

Successor beneficiaries (the beneficiary of a beneficiary) do NOT get to use any of their own personal information or status to dictate the payout structure of an inherited IRA.

When you withdraw from a Roth IRA that contains dollars previously in a Roth 401(k), there are three pieces to consider.

The rules for required minimum distributions (RMDs) can be complicated and, under the law, the responsibility to get it right rests with the IRA owner.

While we are only one week into 2026, there are some important IRA and work plan transactions to be aware of.

Starting January 28, 2026, the TSP, a 401(k)-like retirement savings plan for federal civilian employees and uniformed services members, will also begin offering in-plan conversions.