The year 2025 has been a turbulent time for the economy; the result is that more and more retirement account funds are on the move.

Speaking of timing and separation from service, there is a tricky scenario with the still-working exception that must be considered.

With continuing economic uncertainty, it’s not surprising that the number of employees who need to dip into their 401(k) and other company plan funds is on the rise.

While naming a spouse directly as the IRA beneficiary has many advantages and is a popular choice, it is not always the correct planning strategy.

At their core, IRAs and 401(k) plans operate in a similar fashion. It is these fundamental similarities that create a false narrative that IRAs and 401k) plans are essentially the same.

Many employers with company plans are scrambling to be ready for the soon-to-be-effective SECURE 2.0 rule requiring high-paid employees to make plan catch-ups contributions to Roth accounts.

Rolling over your old 401(k) or 403(b)? One wrong move could quietly cost you thousands in unnecessary taxes and penalties — especially in California’s high-tax environment.

A few months ago, the IRS introduced a new Code Y for the reporting of qualified charitable distributions (QCDs) by IRA custodians on the 2025 Form 1099-R.

The IRS rollover rules are fraught with complexity. The rule with the most serious consequences is the “once-per-year” rule.

This is the time of year when tiny ghosts and goblins will ring doorbells and ask, “Trick or Treat?” Which of the following IRA strategies are “treats” and which are just “tricks?”

When a trust is named as beneficiary of an IRA, several possible negative issues may be introduced.

Most probably know about the SECURE 2.0 Act provision permitting 529 funds to be rolled over to Roth IRAs. But this rollover opportunity comes with several restrictions.