What if an RMD gets erroneously converted? Is there a fix? Yes.

If you’re saving through your work plan, you probably don’t even know what your plan’s flavor is, but it may be an important factor if you’re considering a new job.

You may need your IRA money to make homeownership happen, and there is a special break in the tax code that can help if you qualify.

Retirement account rules are incredibly complicated, and we all have our blind spots. The still-working exception is one of those tricky rules.

So many private letter ruling requests were submitted over the years that the IRS created a list of 12 items they will typically accept as reasons for missing the rollover deadline.

Many retirement plans base employer contributions on employee compensation. The compensation limit increases most years based on inflation.

The IRS has introduced a new code for the reporting of qualified charitable distributions (QCDs) by IRA custodians on Form 1099-R.

Any distribution from any Roth IRA follows the ordering rules – contributions first, converted dollars second, earnings last.

If you have earnings, you can’t just take out the after-tax contributions to avoid paying taxes on a withdrawal. Instead, a pro-rata rule treats part of your distribution as taxable.

Handling and tracking basis in your traditional IRAs can be challenging, but it is important to get it right.

One of the many 10% penalty exceptions is a 72(t) “series of substantially equal periodic payments.”

After-tax contributions are worth considering as they can significantly boost your retirement savings and can sometimes be funneled into Roth accounts while you’re still working.