Many new plans became subject to automatic enrollment on January 1, 2025. On January 9, 2025, the IRS issued proposed regulations on this rule.

Tax season is upon us! If you are thinking about making a contribution, here are 10 things you need to know.

There are good reasons why you should take your RMD now instead of waiting.

Here are a handful of transactions where a 1% shortfall can cause the entire house of baseball cards to come tumbling down.

If I retire in the year when I turn 73 (or older) and want to directly roll over my 401(k) funds to an IRA, do I have to first take a required minimum distribution (RMD) from my 401(k)?

In June 2014, the U.S. Supreme Court ruled that inherited IRAs are NOT protected in bankruptcy under federal law, citing three primary characteristics of inherited IRAs were not features of a “retirement” account.

One interesting legislative proposal that has surfaced to cover the cost is the possibility of requiring Health Savings Accounts (HSAs) to be made on a Roth basis.

Do you get a separate elective deferral limit for your pre-tax and Roth contributions to each plan?

There are a number of restrictions when it comes to moving money from a 529 plan to a Roth IRA.

Monday was Inauguration Day. We also have a new Congress. When it comes to retirement accounts, one rule that the new Congress should consider changing immediately is the income limit rule that applies to Roth IRA contributions.

One of the more controversial rules in the 2022 SECURE 2.0 Act is the requirement that plan catch-up contributions by certain highly-paid employees be made on a Roth basis. But things have changed.

When the ball dropped in Times Square on New Year’s Eve, a number of new retirement account provisions became effective.