The IRS rollover rules are fraught with complexity. The rule with the most serious consequences is the “once-per-year” rule.

This is the time of year when tiny ghosts and goblins will ring doorbells and ask, “Trick or Treat?” Which of the following IRA strategies are “treats” and which are just “tricks?”

When a trust is named as beneficiary of an IRA, several possible negative issues may be introduced.

Most probably know about the SECURE 2.0 Act provision permitting 529 funds to be rolled over to Roth IRAs. But this rollover opportunity comes with several restrictions.

Think your IRA is all yours? Think again. It’s actually a joint account with Uncle Sam—and one wrong move could cost you thousands in unnecessary taxes.

Don’t miss out on Roth IRA benefits by making mistakes when you take a distribution. Here are five steps for tax-free Roth IRA distributions.

The plan RMD must be taken prior to any rollover. If the plan RMD is erroneously rolled over, it is now an excess contribution in the IRA, and that error must be corrected.

October is here, meaning fall is in full swing. With that comes with four important October 15 deadlines you will not want to miss!

Normally, if you declare bankruptcy, your IRA funds are completely off limits to bankruptcy creditors. But this isn't always the case.

Traditional and Roth IRA owners often get confused about the distributions they take from their IRAs.

The final rules make some technical administrative changes to the proposed rules that were sought by 401(k) administrators. But, on the big-ticket items, the IRS stuck to its guns.

It is said that QCDs can reduce adjusted gross income (AGI). But is this true?