Traditional and Roth IRA owners often get confused about the distributions they take from their IRAs.

If you are thinking about doing a qualified charitable distribution (QCD) for 2025, time is running out.

If you are using the “still-working exception” to defer required minimum distributions (RMDs) from your 401(k) (or other company plan), you may want to delay your retirement into 2026.

Which one should you contribute to? It turns out that each option has its own advantages.

When there is a mix of pre- and after-tax dollars, you cannot withdraw (or convert) just the non-deductible funds and pay no tax.

What if an RMD gets erroneously converted? Is there a fix? Yes.

There is still time! You can still make a prior-year (2024) IRA or Roth IRA contribution up to the tax filing due date, April 15, 2025.

If you don’t fix the error by that date, the tax consequences are serious. Having a tax filing extension for 2024 does NOT give you more time.

The distribution rules for taxation of Roth IRA distributions can be complicated, but if they are followed, the reward is tax-free withdrawals in retirement.

Tax season is upon us! If you are thinking about making a contribution, here are 10 things you need to know.

One interesting legislative proposal that has surfaced to cover the cost is the possibility of requiring Health Savings Accounts (HSAs) to be made on a Roth basis.

Confusion exists over when a QCD can be done in relation to the RMD; let’s set the record straight.