What is an in-plan Roth conversion?

If you are married to a spouse who is more than 10 years younger, and your spouse is the sole primary beneficiary of your IRA, there is a special rule that applies.

With all the tax changes made by the 2025 OBBBA, it’s no surprise that the IRS has made significant changes to the 2025 Form 1040 and supporting schedules and forms.

Excess IRA contributions occur for many reasons, like making a contribution without eligible compensation, accidentally exceeding the Roth IRA phase-out limits, and more.

Thinking about leaving your job? Make sure you understand the vesting schedule that applies to your retirement plan.

Smart tax planning isn’t just about meeting deadlines — it’s about making your money last longer and work harder for you and the people you love.

The rules for required minimum distributions (RMDs) can be complicated and, under the law, the responsibility to get it right rests with the IRA owner.

Starting January 28, 2026, the TSP, a 401(k)-like retirement savings plan for federal civilian employees and uniformed services members, will also begin offering in-plan conversions.

The IRS has released the cost-of-living adjustments (COLAs) for retirement accounts for 2026, and many of the dollar limits will increase next year.

The year 2025 has been a turbulent time for the economy; the result is that more and more retirement account funds are on the move.

At CRA, we’re proud that Chris Cordoba is a member of Ed Slott’s Master Elite IRA Advisor Group℠ — a distinction earned by only a select group of advisors nationwide.

Think your IRA is all yours? Think again. It’s actually a joint account with Uncle Sam—and one wrong move could cost you thousands in unnecessary taxes.