Do you have to take a required minimum distribution (RMD) before rolling over the remaining 401(k) funds to an IRA?

While you have been saving for retirement, you may not have thinking about what happens to your IRA after your death.

After more than two years, we might actually be getting answers from the IRS on several important unanswered questions concerning RMDs for those who inherit IRAs or company plan accounts. Learn about the upcoming IRS Beneficiary RMD Final Regulations, changes from the SECURE Act, and how they impact your retirement account inheritance planning.

As retirement account questions go, this is the shortest inquiry with the longest answer. What factors should you consider and what 5-year clocks apply with a Roth 401(k) to Roth IRA rollover.

Here’s a cheat sheet on how the SECURE Act rules currently stand for IRAs inherited after 2019.

Learn how to avoid rollover mistakes with your required minimum distribution (RMD). Understand the rules, common errors, and steps to correct excess contributions to ensure compliance and avoid penalties. Get expert advice to manage your retirement savings effectively.