As a recent case shows, for ERISA plans, there is one rule that trumps the beneficiary designation form: The spousal beneficiary rule.

Here are 5 random retirement account trivia questions to test you...

Time catches up with all of us, and this year Mr. T is celebrating his 73rd birthday. Here are five easy steps Mr. T can take to make sure he gets his first RMD right.

If you’re in a 457(b) plan and are nearing retirement, there's an often-overlooked rule that could allow you to defer twice the usual annual elective deferral limit three years before retirement.

Lazy financial professionals tend to give bad advice. Here's what to do to recover from bad advice.

Health Savings Accounts (HSAs) may be one of the biggest tax breaks currently available.

Many retirement plans base employer contributions on employee compensation. The compensation limit increases most years based on inflation.

Recent turmoil in the markets has hit many retirement savers hard as they see their IRA and 401(k) balances rapidly shrinking.

Oftentimes people think they can roll a 401(k) RMD to their IRA and simply take that plan RMD from the IRA later in the year. Incorrect.

Sometimes, there is no path forward. On occasion, all roads lead to dead ends.

There are good reasons why you should take your RMD now instead of waiting.

If I retire in the year when I turn 73 (or older) and want to directly roll over my 401(k) funds to an IRA, do I have to first take a required minimum distribution (RMD) from my 401(k)?