If you love vacations and dread the planning, AI travel-planning apps may prove useful, as long as you understand the limitations.

Trump Accounts now join the ranks of the many ways Americans can save using individual accounts.

“More money does not necessarily buy more happiness, but less money is associated with emotional pain.”

The One Big Beautiful Bill Act (OBBBA) signed into law on July 4, 2025, includes a new savings vehicle for children called “Trump accounts.”

On July 4, 2025, President Trump signed into law the “One Big Beautiful Bill Act” (OBBBA). What does it mean for your retirement account?

President Trump signed the One Big Beautiful Bill Act (OBBBA) into law on the Fourth of July. The $3.8 trillion tax and spending package is a wide-ranging piece of legislation.

There is no “SECURE 3.0” in this legislation. It does NOT contain any changes DIRECTLY related to IRA or retirement plan rules.

Plan loans are generally limited to the lesser of 50% of your vested account balance, or $50,000. Your employer can allow an exception to this rule.

Last week, Americans celebrated the Fourth of July. Independence Day has been a national holiday since 1941, but the tradition began long before that.

When retirement account funds are on the move, things do not always go as planned.

When there is a mix of pre- and after-tax dollars, you cannot withdraw (or convert) just the non-deductible funds and pay no tax.

In the United States, homes are less affordable than they’ve been in a while.