Federal law lets leftover 529 money roll into a Roth IRA tax-free. California is the only state that still taxes it — and the fine print disqualifies more families than the tax does.

Contributions to Trump Accounts open July 4 — but the eligibility rules, the perjury risk for grandparents, and the 529 comparison are worth understanding before you act.

More than half of parents in a 2025 survey said they currently save – or plan to save – for their children’s college in tax-advantaged 529 College Savings Plans.

Learn how states tax 529 to Roth IRA rollovers and why state rules may affect your rollover strategy and tax planning.

There are a number of restrictions when it comes to moving money from a 529 plan to a Roth IRA.

The IRS has now said that rollovers done before April 15, 2024 can count as Roth IRA contributions for tax year 2023 if the 529 beneficiary has not already maxed out on his 2023 IRA contribution limit.

Learn whether 529-to-Roth IRA rollovers are subject to state tax. Explore state-specific rules and their tax implications under SECURE 2.0.

Since the 529-to-Roth rollover was not permitted until this year, it was anticipated that any nebulous language or confusion would be cleared up well before the 2024 calendar change. Well, it is a year later, and we have received no guidance from the IRS concerning 529-to-Roth-IRA rollovers.

When it comes to rollovers from 529 plans to Roth IRAs, there are new regulations when it comes to SECURE 2.0.

This article contains questions asked by members of Ed Slott's community that are answered by members of his staff.